VCREDIT Holdings Limited (VCREDIT) is China's leading independent online consumer financial service provider. Accumulated 12 years of experience in consumer finance innovation, the Group has established a leading position in credit risk quantification and intelligent risk management which are core to financial services. VCREDIT's proprietary "Hummingbird" risk management system and smart lending robot provide state-of-the-art fintegration solutions to licensed finance Institutions and allow them to provide customized, accessible financial services to underserved borrowers across China. VCREDIT debut on the main board of the Hong Kong Stock Exchange with stock code 2003.HK on June 21, 2018.