Volvo Financial Services (VFS) is the global financial solution provider for the Volvo Group. A team of 1，400 professionals located in 40 countries worldwide manages SEK 110 billion assets. Our people are experts in the industry who understand Volvo Group products best. VFS supports the Volvo Group product range with integrated， competitive financial solutions that meet customer and dealer needs. VFS creates value for Volvo Group customers by providing solutions including customer financing and leasing， dealer financing， and other fee-based products， such as insurance. Financial services are delivered to customers through VFS with Volvo Group dealers， allowing customers to enjoy the benefits of a convenient， and one stop-shop experience. At VFS， we actively work to establish teams that maximize the strength inherent in differences in knowledge， experience， age， gender， nationality， and other dimensions of diversity. We believe that balanced working teams increase our capacity for creativity， enabling us to find new and innovative approaches to solutions. To learn more about VFS， please visit our website.